SEG's Group processing includes both
"true group" and "list bill" dimensions. Beyond
the usual commissions, billing and reinsurance
capabilities, SEG provides reserving calculation
capabilities for all of the products supported.

    The dynamics of a group census requires that group level valuations at the "effective" or "process date" be calculated. This assures an accurate point in time valuation for financial reporting.

• Worksite
• COLI/BOLI
• Term
• Whole Life
• Universal Life
• Accidental Death & Dismemberment
• Critical Illness
• Dental
• Vision
• Cross Product ("Hybrid") Riders